"Of all the things I have been through in my life, having my home in foreclosure was for some reason one of the most frightening."

11 Ways How to Avoid Foreclosure... Options for Homeowner in Default

  1. Reinstatement of the loan when brought current
  2. Forbearance or re-payment plan
  3. Sell the property
  4. Rent the property
  5. Refinance
  6. Mortgage Modification
  7. Short Refinance
  8. Deed in lieu of foreclosure
  9. Bankruptcy
  10. Service Members Civil Relief Act (SCRA)
  11. Short Sale

One note of warning: Beware of any company claiming that they guarantee they can stop any foreclosure no matter what you owe.  The Federal Trade Commission recently compiled a list of warning signs that a "foreclosure fixer" company may be a scheme.  Those warnings include any company that requires you to pay for services upfront, tells you to send mortgage payments to it directly, or asks you to turn over the property deed, or tells you to avoid contacting your lender directly.

Additional Information:

 
The Do's and Don'ts of Foreclosure

IRS - Questions on Foreclosure and Debt Cancellation

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Foreclosure:
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Due to the ever changing state of the market, we are always posting new links and information, so please check back often or contact us for specific information requests.
YES! I want to take the first step in avoiding foreclosure!

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Steve & Victoria
Gore & Associates
CRS, GRI, ABR, CLHMS, e-Certified, REPS, CDPE
Keller Williams Realty
13400 Sabre Springs Parkway, Suite 100
San Diego, CA 92128
Phone: (858) 229-9939
Fax: (858) 413-2127
License No.: 01343193, 01337036
Email: Steve@sdAvoidForeclosureNow.com
Email: Victoria@sdAvoidForeclosureNow